Mercury

Mercury provides an online banking experience built with startups and small businesses in mind. Instead of dealing with outdated banking systems, founders get an intuitive platform that makes managing company finances easier. *Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.

Mercury is designed for founders and small business owners who want banking that keeps up with the pace of their work. Instead of juggling outdated systems or relying on a patchwork of tools, Mercury brings core financial tasks like paying bills, sending invoices, and managing team expenses into one straightforward platform. It integrates smoothly with accounting software like Xero, QuickBooks, and NetSuite, which means less time spent on manual reconciliation and more time focusing on what matters most: running the business.

Everyday banking comes with thoughtful perks, like 1.5% cashback on all debit card purchases and expanded FDIC insurance through Mercury’s partner banks. These features aren’t just nice-to-have; they add real value by helping companies save money and keep their funds secure as they scale. The platform adapts to different stages of growth, with flexible plans that range from simple invoice creation to more advanced capabilities like branded recurring invoices and powerful automation for larger teams.

Security is treated as a priority rather than an afterthought, with strong protections and real-time fraud monitoring built in. And for those who need a more hands-on relationship, higher tiers include access to dedicated support and relationship managers who understand the unique needs of growing companies.

Key features

• Dedicated relationship management — Premium plan users gain access to a dedicated relationship manager who offers responsive, personalized support. It’s an added layer of guidance for growing companies as their banking needs become more complex.
• Cashback rewards — Every debit card purchase through Mercury earns 1.5% cashback, with no monthly limit. It’s a straightforward way for businesses to get a return on everyday expenses, from software subscriptions to office supplies.